Blog – Chicago Bankruptcy Attorney | Citizens Law Group, LTD

Wednesday August 26th, 2015 By Trent Turpin

Uncategorized

The best way to avoid bankruptcy is to start creating good financial habits now so you don’t have to pay for bad habits (literally and figuratively) later. This list of important financial habits to establish will be your guide to taking financial responsibility into your own hands and experiencing financial freedom. Live Within Your Means […]

| 0

The 5 Most Important Financial Decisions You Should Make In Your Twenties

Wednesday August 19th, 2015 By Trent Turpin

Uncategorized

Whether you’re in school or just beginning your career, your twenties are a defining period in your life and can play a pivotal role in your financial well-being. Many young people who don’t have backgrounds in financial management are uneducated on important behaviors that are essential to achieving financial stability, but making a few key […]

| 0

8 Biggest Money Mistakes Newlyweds Make

Wednesday August 12th, 2015 By Trent Turpin

Uncategorized

Getting married is a very important and exciting time in someone’s life. It brings about many lifestyle changes that all couples must adapt to, and one of the most important of these changes revolves around money. More often than not, marriage means two bank accounts becoming one, sharing funds, and preparing for the future together. […]

| 0

How Much Of Your Paycheck Should You Be Saving?

Wednesday August 5th, 2015 By Trent Turpin

Uncategorized

According to a recent study conducted by CreditDonkey, 41% of Americans have less than $500 in savings. And if you’re among the 76% in this country who are living paycheck to paycheck you may wonder how people have even that much saved up. Read more on how much you should be saving and how you […]

| 0

7 Almost Effortless Ways To Save Money

Wednesday July 22nd, 2015 By Trent Turpin

Uncategorized

Saving money can seem almost impossible. Unexpected expenses and impulsive splurges can drain your bank account before you even realize what is happening. Whether you are trying to save for a big trip, or just want to be more financially sound, we have rounded up some easy tips that you can incorporate into your daily […]

| 0

Easy Ways to Kickstart Your Emergency Fund

Wednesday July 15th, 2015 By Trent Turpin

Uncategorized

Unfortunately, life cannot be planned out perfectly. Too often we see this happen when people come into our office with problems that could not have been predicted. Life happens, from your pet getting sick to losing your job, emergencies pop up and they are often costly. The beauty of having an emergency fund is being […]

| 0

3 Quick Steps To Build Your Credit

Wednesday July 8th, 2015 By Trent Turpin

Uncategorized

Step 1: Understand what your FICO Score means The first step in building your credit is having a good understanding of what goes into your FICO Score (frequently referred to as a credit score). FICO Scores are broken into five different factors with varying importance, which are the most commonly used ways to measure credit. […]

| 0

How To Create A Budget

Wednesday July 1st, 2015 By Trent Turpin

Uncategorized

Credit card debt can be easily avoided with the right tools, such as a budget to help manage your finances. Budgets give a great overall picture at how much you are spending and where exactly your money is going. Learning how to create a budget seems like a painful process of examining your finances, but […]

| 0

A New Homeowner’s Checklist for Success

Wednesday June 24th, 2015 By Trent Turpin

Uncategorized

Congratulations on purchasing your new home! This is such an exciting time as you start the next chapter of your life, but are you ready? Owning your home comes with many perks like no pesky landlord to report too, but it does come with its pitfalls too. What if your dishwasher breaks or there is […]

| 0

How Does Bankruptcy Affect My Credit Score?

Wednesday June 17th, 2015 By Trent Turpin

Bankruptcy

Bankruptcy is a major life decision that can have noticeable benefits for individuals that choose to file. Bankruptcy can improve upon problems that you have with finances. Those considering to file should also be aware of other effects it will have. In many instances, your credit score will decrease once you file for bankruptcy. It […]

| 0