Blog - Page 3 of 3 - Chicago Bankruptcy Attorney

Wednesday April 8th, 2015 By Josh Martin

Uncategorized

Coming to the decision to buy a home takes serious consideration and, often times, expert advice! If you’ve been toying with the idea of purchasing a home of your own, there are a few things you should consider before taking the plunge: You want to buy a home It may seem obvious, but having a […]

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Foreclosure Defense: An Option for Homeowners

Thursday April 2nd, 2015 By Josh Martin

Foreclosure Defense

Foreclosure has been a common topic among homeowners, given the housing market and economic distress in recent years. Financial hardship and the state of the economy has caused many people to lose their home or assets. If you find yourself in a position where you are about to lose your home, foreclosure defense might be a good option. […]

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Get Back on Track: Loan Modifications

Thursday March 26th, 2015 By Josh Martin

Uncategorized

There are plenty of expenses that go into purchasing a home. In some cases buyers are so focused on the initial process that they do not consider what goes into maintaining a home. Appliances can break or inclement weather can cause property damages. Unforeseen events can lead you to get behind in your mortgage payments. […]

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Is it Time to File Bankruptcy?

Wednesday March 18th, 2015 By Josh Martin

Uncategorized

Most people’s impressions of bankruptcy include negative connotations. However, over 1 million people file for bankruptcy every year. Bankruptcy is a legal process where a debtor reorganizes debt through the division of assets. Every individual’s financial situation is different and they have their own considerations when they choose to file bankruptcy. Concluding if bankruptcy is […]

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Chapter 7 vs. Chapter 13 Bankruptcy

Wednesday March 11th, 2015 By Josh Martin

Bankruptcy

Filing for bankruptcy in itself is a huge decision. If bankruptcy is right for you and you decided to takeaction, you’ve already taken a step in the right direction. Bankruptcy is defined as the as the legal process where a debtor reorganizes debt through the division of assets. There are different types of bankruptcy but […]

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Foreclosure Defense in Chicago

Tuesday March 10th, 2015 By Josh Martin

Foreclosure Defense

STOP Foreclosure There is a popular saying in sports that a good offense is your best defense. This logic also holds true when handling a foreclosure. If you are: Facing FORECLOSURE of your home or your investment property? Unable to make your next mortgage payment? Struggling each month to meet your mortgage payment? In need of help to […]

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What is HAFA?

Sunday February 22nd, 2015 By Josh Martin

HAFA

The Home Affordable Foreclosure Alternatives Program or HAFA is a government solution for those who can’t afford their mortgage payment and need to transition to more affordable housing. HAFA provides two options for those transitioning out of a mortgage they can no longer afford: Short Sale – the mortgage company lets you sell your house […]

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HAFA Relocation Assistance Increased to $10,000 On February 1st 2015

Saturday February 21st, 2015 By Josh Martin

HAFA

Great news for homeowners that qualify for a HAFA Short Sale. As of February 1, 2015 the relocation assistance available to the occupant/borrower was increased from $3,000 to $10,000!! This program was reduced to $3,000 on December 31st, 2016.Citizens Law Group may no longer be able to get you $10,000 to assist you with moving from your property, but […]

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