Citizens Law Group LTD.

Citizens Law Group LTD has the tools required to put an end to your financial difficulties.

Facing a pile of unpaid debt can be stressful and daunting. Not only can it threaten your long-term financial situation, but also your quality of life overall. While it can feel as if you have no way out in these cases, it is important to know that you have options – it’s just a matter of knowing the best course of action to take.

Over one million Americans file for bankruptcy each year, and they do so for a reason. Bankruptcy offers a chance at a clean financial slate so that the individual or business can move forward toward a debt-free future. While there are negative stigmas surrounding bankruptcy, it is actually a productive financial tool that has provided real results for those who have filed for it.

At Citizens Law Group LTD, we are committed to finding our clients the legal solutions that work best for their particular situations. By working with an experienced bankruptcy lawyer from our firm, there is no question that you will receive the personalized legal care you deserve. Whatever your financial status may be, you can be assured that our firm will stand with you no matter what.

Bankruptcy: Why File For It?

Facing financial hardship doesn’t have to be the end of the world. With legal tools such as bankruptcy, you now have the option to settle up with creditors in an attainable and time-efficient manner.

Having the constant stress of debt hanging over your head can affect more than just your finances. From your family life to business management, operating under the burden of debt can be debilitating. What bankruptcy does is offer you a way out – and a chance to obtain financial stability once and for all.

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The Different Ways To Approach Bankruptcy

chapter 13 bankruptcy law There are several different ways to approach bankruptcy, and this is determined by factors such as income, the amount of debt, and how long the debt has been accruing. Figuring out which bankruptcy option works best for you will be integral to the overall success of your case, and will provide you with the long-lasting results you are seeking.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy allows you to repay your debts by liquidating certain assets. This can provide you with relief from a variety of unsecured debts – from medical bills to credit card bills. By consulting with a Chapter 7 bankruptcy lawyer, you will have the opportunity to go over your financial situation and determine whether or not this is the best option for you.

Chapter 11 Bankruptcy

Chapter 11 bankruptcy is typically handled by a business bankruptcy attorney, as it is primarily used by enterprises that have substantial debt but wish to continue operations. This provides an opportunity for “reorganization of debt” within the company in order to create manageable financial goals. Chapter 11 bankruptcy lawyers play a major role in helping their clients complete the necessary legal steps to get their company back on track toward financial resilience.

Chapter 13 Bankruptcy

Also known as the “wage earner’s plan”, Chapter 13 bankruptcy gives the debtor the opportunity to make payments to creditors over a period of time. This timeline typically ranges from 3-5 years, and works best for those with regular and ongoing incomes. With the help of an expert Chapter 13 bankruptcy lawyer, you can determine if this is the most appropriate solution for your particular situation.
Find Out How We Can Help! Call Now! (312) 313-1033

Citizens Law Group LTD: We Are Here To Provide Our Naperville, IL Clients With The Legal Guidance They Deserve

Bankruptcy Law

When it comes to your financial well-being, don’t act alone. Our firm will do everything in our power to help you devise legal solutions that are proactive and sustainable.

Are you seeking a trusted and experienced bankruptcy court attorney in the greater Naperville, IL area? Look no further than Citizens Law Group LTD. We will do everything it takes to guide you through the legal process with confidence and understanding. You deserve a hopeful financial future, and our firm is committed to helping you achieve this. We are prepared to utilize our years of experience on your behalf so that you can get back on track toward financial freedom. To get started with a proactive legal plan, get in touch with our office to schedule an initial consultation today!
Find Out How We Can Help! Call Now! (312) 313-1033
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