Don't Lose Your Home! (312) 449-7243
Don't Lose Your Home! (312) 449-7243
Our Chicago Foreclosure Attorneys Will Fight For You
Concerned about the trajectory of your financial health but not certain of the best course of action? Joshua Marton and Citizens Law Group LTD are here to help.
If you’re reading this, chances are you’re carrying more than just debt. The stress, fear, and perhaps even shame that so often comes with it are very likely weighing you down just as much, if not more. And if you’re like more people—honest and hard-working—you’ve been trying everything you can to make things work. You’ve cut costs, picked up additional hours at work, and maybe even sold items. Despite all this, the numbers just don’t add up. And it’s not just bills that are piling up: it’s pressure, anxiety, and, worst of all, constantly being overwhelmed.
Whether it’s due to losing your job, medical bills you have no control over, divorce, or simply being affected by the slow grind of inflation a little more than everyone else, financial hardship has hit you like it can anyone. The idea of bankruptcy likely seems odd, almost like a last resort. It’s certainly a big step, and one that you may have never considered, but it could be what causes the peace of mind you’ve not had for years to return.
That’s where Joshua Martin and Citizens Law Group LTD in Chicago, IL, come in. Joshua serves Chicagoland, including Will County, IL, and knows the situation you find yourself in, as well as what could be the best solution—bankruptcy—all too well. To Joshua, bankruptcy isn’t a sign of failure or your inadequacy as a person. It’s a tool—a legal reset—to protect real people just like you. And he stands ready to leverage his knowledge with a deep understanding of the emotional and financial hardship you’re experiencing to bring about the solution you need.
Bankruptcy isn’t about throwing in the towel and giving up. It’s about taking control. It’s a powerful legal lever you can pull that will give you relief and the chance to rebuild stronger than ever. More technically, it’s a legal process that can eliminate or reorganize your debt. Depending on your particular situation, you may qualify for either of the two common types:
This is also referred to as liquidation bankruptcy. Why? Because it wipes out many unsecured debts, such as credit cards and medical bills. Individuals typically benefit greatly from it as a result. As your Chapter 7 bankruptcy lawyer, Joshua Martin won’t just fill out paperwork for you. He’ll analyze your situation and take the time to understand your income, assets, debts, and goals.
Chapter 13 reorganizes your debt into a manageable repayment plan, usually over three to five years. This allows you to keep your most important assets like your home or car. As such, it’s ideal for people with steady, reliable incomes who just need time and structure to catch up. Partnering with Joshua as your Chapter 13 bankruptcy attorney means you’ll have someone working alongside you explaining everything in plain English so you know what’s going on. It’s your life, after all.
You might be wondering Can’t I do all of this on my own? That’s a natural thing to ask. On the surface, it may seem like filing for bankruptcy simply encompasses submitting various documents and paperwork. So while it’s technically true that, yes, you can manage your bankruptcy case on your own, even the slightest mistake can delay, if not entirely derail, your case.
With Citizens Law Group LTD, we do everything we can to provide the most thorough protection from creditors possible—a major difficulty that many face. The moment we file your case, an automatic stay takes effect. This means that creditors must stop harassing you, whether simply via calling you on the phone, garnishing your wages, or threatening you with foreclosure. Would you even know to take these measures if you handled things on your own?
We also provide support for business owners. Navigating through the business world adds additional layers of complexity over and above those an individual may typically have to deal with. So, if you have commercial debt that’s gotten a little out of hand or are otherwise struggling to keep your business afloat, Joshua will step in as your small business bankruptcy attorney and advise on restructuring or whatever else may be the right move for you.
Citizens Law Group LTD. | Will County, IL
You don’t have to keep living like this. The late notices, phone calls, and stress don’t have to be the norm any longer. Citizens Law Group LTD is here to help you find clarity, regain control, and start building a future that feels manageable again. Email or call us today at (312) 449-7243 to take a step toward the start of a new chapter and long-term financial freedom.
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